Conflict down the road.
Construction is many things. To a family or business entrepreneur, it can centrally spell a new home or business headquarters, respectively. To a contractor, it spells business opportunity. To a lender, it brings in profit through financing and interest charges. To an insurer (as well to all the aforementioned parties), it brings an element of risk owing to many factors.
Imagine that you're a company principal at a business enterprise in Ventura County or elsewhere in Southern California that employs a high-value worker with reams of inside knowledge regarding classified company data and trade secrets. And then, one day, that employee summarily informs you that she is leaving shortly to commence employment with a fierce business competitor.